The Official Obama 105% Refinance

How to Get an Affordable Mortgage Today
“How do you know when you qualify for a Obama 105% refinance or a loan modification?“ asks Fred Solomon, author, broker and radio show co-host of the Solomon Free Money Hour.  In order to qualify for Obama’s new 105% refinance plan your loan to value cannot be any higher than 105% LTV (loan to value).  In other words, if the value of your home is $400,000, your loan cannot be any higher than $420,000 (5% higher than the current market value)" adds Solomon.

Solomon Financial is now able to offer the 105% refinance to homeowners.  It is imperative to state that interest rates are at all-time historic record lows, lenders are laying people off, and foreclosures are at all-time record highs.  "What does this mean for you and me?  The best anology I can give you is, 'It is a beautiful summer day at Disneyland and they are having a huge 50% discount on ticket prices, and they just laid off half of their employees.  It’s going to take awhile.  Furthermore, there are a lot of things we need to check in order to see if you can qualify for this program before you get too excited.  You can’t have any lates on your mortgage.  It has to be a Fannie Mae or Freddie Mac loan and a few other things we will have to look up.'" says Solomon.

If you do not happen to qualify for the Obama 105% refi plan, be prepared to be lied to and listen to the lender's scare tactics.  This is a $75 billion bailout geared towards refinancing / loan modification.  The additional questions we will help you with are: How do you know how to figure out a 31% front end ratio?  How do you figure out if the lender is lying to you or not?  How do you negotiate with someone who is lying straight to your ear?  I guarantee that if you call the lender yourself, the lender will lie to you.  People don't want to believe that. 

Channel 11, in conjunction with Solomon, is doing a huge story on clients who got taken advantage of. "We have example after example of clients who were lied to," reports Solomon.   Solomon Financial Team has dissected the Obama Plan to develop a special software program that lets you input your numbers to determine your qualification for a home loan refinance or federal loan modification.  This unique formula combined with an exclusive calculator determines if you qualify.  "It takes us five minutes to figure out if you will qualify or not," adds Solomon.  For  more information, or to see if you are eligible, go to: http://www.freemoneyhour.com/loancost.php  for a free consultation.

“My office took this new Obama plan and we have dissected it for you.  The first thing we look at is to see whether you qualify for a regular refinance or not.  If not, we look at the new Obama refinance plan up to 105% loan to value.  If you are too far upside down, then we look to see if you qualify for a loan modification or not,” adds Solomon.  For a free consultation to see if you are eligible for a refinance, purchase loan, or Federal loan modification by a Solomon Financial loan advisor, call: (800) 811-7709.

Bankruptcy Attorney Mike Poole and Kenny Golde, guests on our show

Mike Poole, radio guest, bankruptcy attorney, helping homeowners with loan modifications and more.  For more information, e-mail info@sfmdirect.com 

¨ Learn your options and how to get help

¨ Learn how to potentially reduce your principal balance based on the new Obama Plan. Learn options to Foreclosure.  When faced with such a serious financial problem that you have to file for bankruptcy, perhaps the smartest and safest thing to do would be to let a professional guide you through the rough waters. Ask questions until you get clear, concise answers. We are here to help you. Tune in or call us today.   

Kenny Golde, has written:

The Do It Yourself Bailout, available on http://www.settleyourcreditcards.com/

Bankruptcy Attorney Mike Poole and Kenny Golde, guests on our show

Mike Poole, radio guest, bankruptcy attorney, helping homeowners with loan modifications and more.  For more information, e-mail info@sfmdirect.com 

¨ Learn your options and how to get help

¨ Learn how to potentially reduce your principal balance based on the new Obama Plan. Learn options to Foreclosure.  When faced with such a serious financial problem that you have to file for bankruptcy, perhaps the smartest and safest thing to do would be to let a professional guide you through the rough waters. Ask questions until you get clear, concise answers. We are here to help you. Tune in or call us today.   

Kenny Golde, has written:

The Do It Yourself Bailout, available on http://www.settleyourcreditcards.com/

Historic Record Low Mortgage Interest Rates Causes Homeowners to Lock Into 30 Year Fixed Rates

For the Full press release, go here: http://www.transworldnews.com/NewsStory.aspx?id=80878&ret=AccountDtl.aspx

Take advantage of all-time record historic low interest rates.  "I locked into all-time historic low rate and I have a first-place trophy to prove it. That is the analogy we are telling our clients, who are flooding our offices with phone calls to lock into these historical low interest rates," says Fred Solomon,  author of Put Your Money Where Your House is and broker of Solomon Financial. Mortgage bankers will have more confidence and buy bigger commitments and be confident when selling their loans in the secondary market. Thus, interest rates are down huge - mid 4's on a 30 year fixed up to $417,000.

Historic Record Low Mortgage Interest Rates Causes Homeowners to Lock Into 30 Year Fixed Rates

For the Full press release, go here: http://www.transworldnews.com/NewsStory.aspx?id=80878&ret=AccountDtl.aspx

Take advantage of all-time record historic low interest rates.  "I locked into all-time historic low rate and I have a first-place trophy to prove it. That is the analogy we are telling our clients, who are flooding our offices with phone calls to lock into these historical low interest rates," says Fred Solomon,  author of Put Your Money Where Your House is and broker of Solomon Financial. Mortgage bankers will have more confidence and buy bigger commitments and be confident when selling their loans in the secondary market. Thus, interest rates are down huge - mid 4's on a 30 year fixed up to $417,000.

“I locked into all-time historic low rate & I have a 1st place trophy to prove it!”

"I locked into all-time historic low rate and I have a 1st place trophy to prove it!"

That is what we will tell you when you call us and lock into historical low interest rates. Many of you are calling our offices today based on what is happening in the news and asking us what is going on with these interest rates.  Well, repeat after me: All-time historic record low rates.  The last time this happened was June 9, 2003.
 
Here’s what has transpired today.  The Government has guaranteed that they are putting their money where their mouth is finally. Basically, they will buy up to an additional $750 billion of agency mortgage-backed securities, bringing the total this year to $1.25 trillion.
 
Because of this, Mortgage Bankers will have more confidence and buy bigger commitments and be confident when selling their loans in the secondary market.  Thus, interest rates are down huge – mid 4’s on a 30 yr fixed up to 417,000.
 
Here’s the problem, in order to qualify you need to have some equity (although the Obama plan does allow us to go up to 105% loan to value & we can do a comp check for you to check it out), you must still qualify with full documentation with your pay check stubs. Call now to take advantage of all-time record historic low interest rates.  
 
We are so thankful to offer you these all-time historic low rates.  So if you or someone you know wants to take advantage of these all-time record low interest rates, call us at 949-421-3744.  
 

“I locked into all-time historic low rate & I have a 1st place trophy to prove it!”

"I locked into all-time historic low rate and I have a 1st place trophy to prove it!"

That is what we will tell you when you call us and lock into historical low interest rates. Many of you are calling our offices today based on what is happening in the news and asking us what is going on with these interest rates.  Well, repeat after me: All-time historic record low rates.  The last time this happened was June 9, 2003.
 
Here’s what has transpired today.  The Government has guaranteed that they are putting their money where their mouth is finally. Basically, they will buy up to an additional $750 billion of agency mortgage-backed securities, bringing the total this year to $1.25 trillion.
 
Because of this, Mortgage Bankers will have more confidence and buy bigger commitments and be confident when selling their loans in the secondary market.  Thus, interest rates are down huge – mid 4’s on a 30 yr fixed up to 417,000.
 
Here’s the problem, in order to qualify you need to have some equity (although the Obama plan does allow us to go up to 105% loan to value & we can do a comp check for you to check it out), you must still qualify with full documentation with your pay check stubs. Call now to take advantage of all-time record historic low interest rates.  
 
We are so thankful to offer you these all-time historic low rates.  So if you or someone you know wants to take advantage of these all-time record low interest rates, call us at 949-421-3744.  
 

The New $75 Billion Obama Foreclosure Bailout Plan – how do I qualify?

Refinance or Loan Modification - which one will work for you?

Los Angeles, USA 3/12/2009 08:15 PM GMT (TransWorldNews)

Solomon Financial along with Fred Solomon and David Chen have dissected the Obama Plan to develop a special software program that lets you input your numbers to determine your qualification for a home loan refinance or federal loan modification.  This unique formula combined with an exclusive calculator determines if you qualify.  "It takes us five minutes to figure out if you will qualify or not," adds Solomon.  For  more information, or to see if you are eligible, go to: http://www.freemoneyhour.com/loancost.php

 “How do you know when you qualify for a refinance or a loan modification? “ asks Fred Solomon, broker and radio show host of the Solomon Free Money Hour.  In order to qualify for Obama’s new refinance plan your loan to value cannot be any higher than 105% LTV (loan to value).  In other words, if the value of your home is $400,000, your loan cannot be any higher than $420,000 (5% higher than the current market value).  So that eliminates pretty much everyone who bought a home in 2004, 2005, 2006, 2007 and 2008 (unless they put a large down payment). 

“Call your loan servicer to see if you qualify for the new Obama plan” is what is said.  Get ready to be lied to and listen to the lender's scare tactics.  This is a $75 billion bailout geared towards refinancing / loan modification. 

So the additional questions are: How do you know how to figure out a 31% front end ratio?  How do you figure out if the lender is lying to you or not?  How do you negotiate with someone who is lying straight to your ear?  I guarantee that if you call the lender yourself, the lender will lie to you.  People don't want to believe that.  Channel 11, in conjunction with Solomon, is doing a huge story on their client. "We have example after example of clients who were lied to," reports Solomon.  

Now, remember this plan is supposed to help 9 million Americans and if you haven't heard yet, Wells Fargo is laying off 20,000 employees when rates are at all-time historic lows and we have all-time record foreclosures.  It does not make sense. 

“My office took this new Obama plan and we have dissected it for you.  The first thing we look at is to see whether you qualify for a regular refinance or not.  If not, we look at the new Obama refinance plan up to 105% loan to value.  If you are too far upside down, then we look to see if you qualify for a loan modification or not,” adds Solomon.

For media interviews, or for more information or a consultation, call:

(800) 811-7709 or go to

http://www.freemoneyhour.com/the_solomon_free_money_hour.php

info@sfmdirect.com
www.freemoneyhour.com

The New $75 Billion Obama Foreclosure Bailout Plan – how do I qualify?

Refinance or Loan Modification - which one will work for you?

Los Angeles, USA 3/12/2009 08:15 PM GMT (TransWorldNews)

Solomon Financial along with Fred Solomon and David Chen have dissected the Obama Plan to develop a special software program that lets you input your numbers to determine your qualification for a home loan refinance or federal loan modification.  This unique formula combined with an exclusive calculator determines if you qualify.  "It takes us five minutes to figure out if you will qualify or not," adds Solomon.  For  more information, or to see if you are eligible, go to: http://www.freemoneyhour.com/loancost.php

 “How do you know when you qualify for a refinance or a loan modification? “ asks Fred Solomon, broker and radio show host of the Solomon Free Money Hour.  In order to qualify for Obama’s new refinance plan your loan to value cannot be any higher than 105% LTV (loan to value).  In other words, if the value of your home is $400,000, your loan cannot be any higher than $420,000 (5% higher than the current market value).  So that eliminates pretty much everyone who bought a home in 2004, 2005, 2006, 2007 and 2008 (unless they put a large down payment). 

“Call your loan servicer to see if you qualify for the new Obama plan” is what is said.  Get ready to be lied to and listen to the lender's scare tactics.  This is a $75 billion bailout geared towards refinancing / loan modification. 

So the additional questions are: How do you know how to figure out a 31% front end ratio?  How do you figure out if the lender is lying to you or not?  How do you negotiate with someone who is lying straight to your ear?  I guarantee that if you call the lender yourself, the lender will lie to you.  People don't want to believe that.  Channel 11, in conjunction with Solomon, is doing a huge story on their client. "We have example after example of clients who were lied to," reports Solomon.  

Now, remember this plan is supposed to help 9 million Americans and if you haven't heard yet, Wells Fargo is laying off 20,000 employees when rates are at all-time historic lows and we have all-time record foreclosures.  It does not make sense. 

“My office took this new Obama plan and we have dissected it for you.  The first thing we look at is to see whether you qualify for a regular refinance or not.  If not, we look at the new Obama refinance plan up to 105% loan to value.  If you are too far upside down, then we look to see if you qualify for a loan modification or not,” adds Solomon.

For media interviews, or for more information or a consultation, call:

(800) 811-7709 or go to

http://www.freemoneyhour.com/the_solomon_free_money_hour.php

info@sfmdirect.com
www.freemoneyhour.com

Property Tax Reduction: How Do I Reduce My Property Taxes

There are two tax credit incentives for home buyers

1)) Federal for $8,000 -

2) California for $10,000

To reduce property taxes, as discusses on our show and/or refinance, call Solomon Financial Team (800) 811-7709

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