How Can I Lower My Rate Through Refinance or Loan Modification

Use the Loan Cost Analysis:  http://www.freemoneyhour.com/loancost.php

Solomon Free Money Hour Radio Show from April 18, 2009 on Angels AM 830

April 18, 2009 radio show with guest, bankruptcy attorney, Michael Poole and Jason Ugay, Solomon Financial home loan advisor. Fred Solomon, Lisa Solomon, Kerri Kasem radio show hosts talk about how to lower your rate and lock into historical low interest rates. Solomon Financial offers free consulations to see if you are a candidate for Obama’s plan, loan modification or refinance. Purchasing a home? Solomon Financial has free information to help you make the best informed decision when getting a mortgage.

What Determines Home Prices? Contest Question

Contest Question: When is the best time to lock into a 30 year fixed rate? Be on air and win prizes

Question:  When is the best time to lock into a 30 year fixed rate?

Nick Newmont Guest on The Solomon Free Money Hour

On our recent show with Fred Solomon, Lisa Solomon, Kerri Kasem.  Special guests were Mike Poole, bankruptcy attorney on how to reduce your debt, debt consolidation, who is a candidate for BK and offered free consultations.  Psychic, healer, Nick Newmont entertained us with his predictions on the economy. 

Interest rates remain at historical all time lows.  Fred Solomon gave an updated real estate and economy report. Solomon says, "Lock in today into a 30 year or 15 year fixed rate. This may be the last time you ever have to refinance again."  For a free consultation or good faith estimate review, go to http://www.freemoneyhour.com/loancost.php

Nick Newmont Guest on Our Show

On our recent show with Fred Solomon, Lisa Solomon, Kerri Kasem, Mike Poole, bankruptcy attorney, Nick Newmont entertained us with his predictions on the economy. 

Interest rates remain at historical all time lows.  Fred Solomon says, "Lock in today into a 30 year or 15 year fixed rate. This may be the last time you ever have to refinance again."  For a free consultation or good faith estimate review, go to http://www.freemoneyhour.com/loancost.php

Solomon Financial Hour Schedule

MONTH
DATE – TIME

APRIL
18th - 1pm – 2pm

MAY
4th | 1pm – 2pm
9th | 1pm – 2pm
23rd | 1pm – 2pm
30th | 1pm – 2pm

JUNE
6th | 12pm – 1pm
13th | 12pm – 1pm

JULY
4th | 12pm – 1pm
18th | 12pm – 1pm
25th | 12pm – 1pm

AUGUST
1st | 12pm – 1pm
8th | 12pm – 1pm
15th | 12pm – 1pm

Intensive Bootcamp Training for Loan Officers / Realtors

The Official 105% Obama Refi for Industry Leaders: How to Help Your Clients and Profit In Today’s Market

Solomon Financial is AAA Rated on the Better Business Bureau for over 19 years now in business. Fred Solomon, radio show host of The Solomon Free Money Hour with Kerri Kasem, broker, author of Put Your Money Where Your House Is is teaching loan officers/realtors and brokers in this exclusive, intensive bootcamps/workshop that holds only up to 15 people. His workshops always sell out.

Learn how to make money in today’s economy ethically, honestly and reaping the rewards of helping homeowners, while at the same time making a good career using strategies and techniques that will help you and your clients.

You will also have an opportunity to be a guest on our radio show broadcast. To reserve your space and see if you are a candidate, e-mail press@sfmdirect.com with your name, telephone # and current industry.

Included in Fred Solomon’s 100% guaranteed bootcamp/workshop:

1. A to Z: What you need to know to educate your clients. You don’t have to sell them; all you have to do is give them education that we give you. Your phones will not stop ringing. We prove this to you.
2. How to help homeowners with the Official 105% Obama Refinance Plan. Read his press release: http://www.transworldnews.com/NewsStory.aspx?id=83706&ret=AccountSummary.aspx <http://www.transworldnews.com/NewsStory.aspx?id=83706&amp;ret=AccountSummary.aspx>
3. Materials and books, like Put Your Money Where Your House Is
4. The Complete Loan Officer Guidebook
5. Recorded webinars and client sales recordings
6. What Determines Home Prices
7. How to do a loan cost analysis and break even point. After providing this tool to your client, no one can compete with you!
8. The 10 sales techniques that help you close every deal with a 95% closing ratio.
9. By Lisa Solomon: How to Market to Your Clients and Get Repeat and Referral Business. Fred Solomon and his loan officers have used these marketing techniques and spend very little on advertising dollars. You can learn too.
10. Go from average closer to super star in 7 easy steps.
11. Marketing and Referral Systems by Lisa Solomon (includes one hour of personal coaching and business development and strategies)
12. Includes personal consultation up to 2 hours following the bootcamp with Fred Solomon.

Limited Seating for your personal attention. Registration cut off is the Thursday before the allotted dates

Cost: $495 online in advance — all day intensive bootcamp: 9:30 a.m. to 4:30 p.m. (includes lunch). You will also have an opportunity to be a guest on our radio show broadcast.

To reserve your space and see if you are a candidate, e-mail press@sfmdirect.com with your name, telephone # and current industry.

When: Saturday May 16, 2009 or Saturday June  13, 2009
Where: DoubleTree Irvine, 90 Pacifica, Irvine, CA

Click here to register: http://www.freemoneyhour.com/webinar13.php

The Official Obama 105% Refinance

“How do you know when you qualify for a Obama 105% refinance or a loan modification?“ asks Fred Solomon, author, broker and radio show co-host of the Solomon Free Money Hour. In order to qualify for Obama’s new 105% refinance plan your loan to value cannot be any higher than 105% LTV (loan to value). In other words, if the value of your home is $400,000, your loan cannot be any higher than $420,000 (5% higher than the current market value)” adds Solomon.

Solomon Financial is now able to offer the 105% refinance to homeowners. It is imperative to state that interest rates are at all-time historic record lows, lenders are laying people off, and foreclosures are at all-time record highs. “What does this mean for you and me? The best anology I can give you is, ‘It is a beautiful summer day at Disneyland and they are having a huge 50% discount on ticket prices, and they just laid off half of their employees. It’s going to take awhile. Furthermore, there are a lot of things we need to check in order to see if you can qualify for this program before you get too excited. You can’t have any lates on your mortgage. It has to be a Fannie Mae or Freddie Mac loan and a few other things we will have to look up.’” says Solomon.

If you do not happen to qualify for the Obama 105% refi plan, be prepared to be lied to and listen to the lender’s scare tactics. This is a $75 billion bailout geared towards refinancing / loan modification. The additional questions we will help you with are: How do you know how to figure out a 31% front end ratio? How do you figure out if the lender is lying to you or not? How do you negotiate with someone who is lying straight to your ear? I guarantee that if you call the lender yourself, the lender will lie to you. People don’t want to believe that.

Channel 11, in conjunction with Solomon, is doing a huge story on clients who got taken advantage of. “We have example after example of clients who were lied to,” reports Solomon. Solomon Financial Team has dissected the Obama Plan to develop a special software program that lets you input your numbers to determine your qualification for a home loan refinance or federal loan modification. This unique formula combined with an exclusive calculator determines if you qualify. “It takes us five minutes to figure out if you will qualify or not,” adds Solomon. For more information, or to see if you are eligible, go to: http://www.freemoneyhour.com/loancost.php for a free consultation.

“My office took this new Obama plan and we have dissected it for you. The first thing we look at is to see whether you qualify for a regular refinance or not. If not, we look at the new Obama refinance plan up to 105% loan to value. If you are too far upside down, then we look to see if you qualify for a loan modification or not,” adds Solomon. For a free consultation to see if you are eligible for a refinance, purchase loan, or Federal loan modification by a Solomon Financial loan advisor, call: (800) 811-7709.

The Official Obama 105% Refinance

How to Get an Affordable Mortgage Today
“How do you know when you qualify for a Obama 105% refinance or a loan modification?“ asks Fred Solomon, author, broker and radio show co-host of the Solomon Free Money Hour.  In order to qualify for Obama’s new 105% refinance plan your loan to value cannot be any higher than 105% LTV (loan to value).  In other words, if the value of your home is $400,000, your loan cannot be any higher than $420,000 (5% higher than the current market value)" adds Solomon.

Solomon Financial is now able to offer the 105% refinance to homeowners.  It is imperative to state that interest rates are at all-time historic record lows, lenders are laying people off, and foreclosures are at all-time record highs.  "What does this mean for you and me?  The best anology I can give you is, 'It is a beautiful summer day at Disneyland and they are having a huge 50% discount on ticket prices, and they just laid off half of their employees.  It’s going to take awhile.  Furthermore, there are a lot of things we need to check in order to see if you can qualify for this program before you get too excited.  You can’t have any lates on your mortgage.  It has to be a Fannie Mae or Freddie Mac loan and a few other things we will have to look up.'" says Solomon.

If you do not happen to qualify for the Obama 105% refi plan, be prepared to be lied to and listen to the lender's scare tactics.  This is a $75 billion bailout geared towards refinancing / loan modification.  The additional questions we will help you with are: How do you know how to figure out a 31% front end ratio?  How do you figure out if the lender is lying to you or not?  How do you negotiate with someone who is lying straight to your ear?  I guarantee that if you call the lender yourself, the lender will lie to you.  People don't want to believe that. 

Channel 11, in conjunction with Solomon, is doing a huge story on clients who got taken advantage of. "We have example after example of clients who were lied to," reports Solomon.   Solomon Financial Team has dissected the Obama Plan to develop a special software program that lets you input your numbers to determine your qualification for a home loan refinance or federal loan modification.  This unique formula combined with an exclusive calculator determines if you qualify.  "It takes us five minutes to figure out if you will qualify or not," adds Solomon.  For  more information, or to see if you are eligible, go to: http://www.freemoneyhour.com/loancost.php  for a free consultation.

“My office took this new Obama plan and we have dissected it for you.  The first thing we look at is to see whether you qualify for a regular refinance or not.  If not, we look at the new Obama refinance plan up to 105% loan to value.  If you are too far upside down, then we look to see if you qualify for a loan modification or not,” adds Solomon.  For a free consultation to see if you are eligible for a refinance, purchase loan, or Federal loan modification by a Solomon Financial loan advisor, call: (800) 811-7709.

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